Plan Today for Peace of Mind Tomorrow
Why Long-Term Care Planning Matters
As we age, the likelihood of needing assistance with everyday activities increases. Whether it’s in the form of in-home care, assisted living, or nursing home support, these services can be expensive and quickly deplete your hard-earned savings. Long-term care insurance helps safeguard your finances, protect your loved ones from the financial and emotional burden of caregiving, and ensures you have access to the care you deserve. At 312 Insurance, we specialize in creating personalized long-term care plans that fit your needs, goals, and budget.
Explore Your Options for Long-Term Care Coverage
Traditional Long-Term Care Insurance:
Pay premiums today to ensure coverage for future care needs. Traditional LTC policies offer flexible benefit amounts and can help you plan for care in various settings, from your home to a facility.
Life/LTC Linked Products:
Combine life insurance with long-term care coverage. These hybrid policies provide benefits for care while preserving a death benefit for your family if you don’t use the LTC coverage.
LTC-Focused Annuities:
These annuities provide a steady stream of income, with the added benefit of increased income if you experience a long-term care need. They offer financial flexibility and tax advantages, making them a valuable part of your overall care strategy.
Why Choose Us?
Your Partner in Long-Term Care Planning
Expertise You Can Trust: With over 16 years of experience, we understand the complexities of long-term care planning and will guide you every step of the way
Personalized Solutions: We work with a variety of carriers to find the best options tailored to your unique situation.
Holistic Approach: We ensure your long-term care plan aligns with your overall financial and retirement goals.
FAQ'S
• Who needs long-term care insurance? Long-term care insurance is ideal for individuals with assets to protect and a desire to preserve their savings while ensuring access to quality care options.
• When should I buy LTC insurance? Purchasing LTC insurance in your 50s or early 60s can help secure lower premiums and ensure eligibility. However, even if you’re older, there may still be great options to help you plan for your care needs.
• What does LTC insurance cover? Coverage typically includes in-home care, assisted living facilities, nursing home care, and adult daycare services. Policies vary, so we’ll help you understand the details of your coverage.
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Take the Next Step in Securing Your Future
Long-term care planning doesn’t have to be overwhelming. Let us help you protect your assets, your family, and your future. Schedule a free consultation today to explore your options and find the right plan for your needs.
Contact us at (847) 665-1952 or [email protected], or click below to schedule your consultation online.
The best time to plan for your future is now.
Don’t wait until it’s too late—let’s start the conversation today.
All rights reserved. This is not an offer to enter into an agreement. Information and programs are subject to change without notice.
312 Insurance
312 Insurance Group
3601 Algonquin Rd, #605, Rolling Meadows IL 60008
(847) 665-1952
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